Cost of Owning a Pet

From food, toys, and bedding to regular veterinary care, the average pet owner typically incurs a long list of unavoidable expenses.

According to the Australian Veterinary Association, the average dog owner spends more than $25,000 caring for their canine companion. However, the cost of dog ownership is generally greater than that of a cat. In fact, factors such as animal type, breed, lifestyle, and preexisting medical conditions can greatly affect the overall cost of caring for your animal companion.

You’ll need to consider expenses such as pet food or initial adoption fees before deciding to become a pet owner.

This page will not only help you understand your animal’s fundamental needs but also help you get a better idea of how much caring for your pet will cost. 

Border collie mix dog from RSPCA NSW. Cost of owning a pet.

Prevention is key!

Welcoming a pet into your life is a commitment that is filled with love and companionship but also carries responsibility. Alongside food and shelter, providing your pet with preventative health care is one of the most important investments you can make to promote your pet’s lifelong health and wellbeing. 

Preventative health care focuses on proactively giving your pet protection against preventable health problems, rather than waiting until something goes wrong.  

Regular veterinary check-ups, desexing, vaccinations, parasite prevention, dental care and appropriate nutrition all play vital roles in helping pets live longer, happier, healthier lives. 

While these costs may seem optional or easy to delay, preventative health care is often far more affordable than emergency or reactive treatment after a problem has occurred. These simple actions today can help avoid serious illness, prolonged discomfort, or costly medical interventions later. 

Learn how the costs of preventative care can protect your pet and your budget here.

The Cost of Owning a Dog

Dogs can live for up to 20 years. So, on top of the initial costs of welcoming your forever friend into your home, you may also be looking at an additional minimum of $930 per year spent on their care for the duration of their life. The final figure may be more or less, depending on the dog’s age, breed, overall lifestyle, and size, as well as any accidents or illnesses they may encounter while in your care.

Upfront Costs (the First Year)

Product or service and approximate cost*: 

  • Microchipping: $60 – $80 
  • Puppy vaccinations: $280 – $420 
  • Collar and name tag: $6 – $50 
  • Puppy school: $170* (dependent on provider) 
  • Bed and/or kennel: $100 – $200 (there are many free or low-cost options on community social media pages)
  • Car restraint: $30
  • Collar, leash or harness: $40 – $100
  • Council registration: $23 – $201 (desexed vs undesexed) 
  • Desexing: $350* – $650* depending on age, gender and size 
  • Flea and worming treatments, and heartworm prevention: $200 – $300 
  • Food and bowls: $600 each year (depending on quality) 
  • Grooming: $70 – $150 per visit, some dogs may require 6 visits per year depending on breed, frequency and size 
  • Toys and treats: $50 upwards

Total for first year: $1979 – $3001 

*Please note, all figures are approximate and are purely a guide to what it may cost for dog ownership. 

When you adopt a dog from RSPCA NSW, the cost of desexing, initial vaccinations, microchipping, and worm and flea treatments can be subtracted as these are done prior to adoption.

Ongoing Costs

Product or service and approximate cost: 

  • Annual vaccinations and veterinary check: $140 upwards
  • Flea and intestinal worming treatments: $200-$250
  • Heartworm prevention treatment: up to $250
  • Food: approximately $600 – $1000 (depending on quality)
  • Grooming: $40-$200 per visit depending on breed, can be required 6-8 times a year for some breeds 
  • Toys and treats: $30 upwards 

Total for consecutive years: Minimum of $1260 $1870 per year 

Rescue puppy from RSPCA NSW. Cost of owning a pet.

The Cost of Owning a Cat

Cats can live for up to 20 years meaning that, on top of initial costs incurred during the first year of owning a cat, you may also be looking at an additional minimum cost of $880 per year. The final figure may be more or less than the estimated cost of care, as overall costs will depend on your cat’s age, breed, and size, as well as any illnesses and health conditions they may encounter.

Upfront Costs (the First Year)

Product or service and approximate cost*: 

  • Microchipping: $60 
  • Carry cage and bed: $50 – $100 
  • Collar and name tag: $6 – $50
  • Council registration: $23 – $201 (desexed or undesexed) 
  • Desexing: $225 – $400 
  • Kitten vaccinations: $280 
  • Flea and worming treatments: $200 – $250
  • Collar: $20 – $40
  • Scratching post: $20-$300 
  • Litter trays and litter: $300 – $500
  • Food and bowls: $400 plus each year depending on quality
  • Toys and treats: $50 upwards 

Total for first year: $1634 – $2631

*Please note, all figures above are approximate and are purely a guide to what it may cost for cat ownership. 

When you adopt a cat from RSPCA NSW, the cost of desexing, initial vaccinations, microchipping, and worm and flea treatments can be subtracted as these are done prior to adoption. 

Ongoing Costs

Product or service and approximate cost: 

  • Annual vaccinations and veterinary check: from $140 – $160
  • Flea and worming treatments: $200 – $250 
  • Food: approximately $400 plus
  • Litter: $300 – $500 
  • New scratching posts: $20 – $300
  • Toys and treats: $30 upwards 

Total for consecutive years: $1090 – $1640

Jaffles the cat who was available for adoption at RSPCA NSW. Cost of owning a pet.

Rescuoodles Available for Adoption and Foster Care

RSPCA NSW kitten playing with toy
Learn how to keep your cat safe at home

Though cats still rely on us to feed them and keep them safe and entertained, a healthy, happy feline friend can be the key to the purr-fect home!

Find out more